Credit analyst
Also known as
Work environment
- Usually work regular business hours but may work extra hours
- Usually work in offices
- Need to be methodical, accurate and responsible
Salary information
Typical tasks
- Assess financial position of clients
- Analyse business and financial data
- Assess risks to business activities
- Examine financial records
- Prepare financial documents, reports and budgets
- Prepare contracts and other transaction documents
- Study market conditions and trends
- Give advice about finances
- Calculate data to support decisions
- Collect payments for goods and services
Outlook
Credit analysis remains an important part of banking, finance and lending as organisations manage risk and make informed financial decisions. Advances in data analytics, automation and artificial intelligence are changing how financial information is assessed. Increasing regulatory requirements and evolving economic conditions are also shaping the industry, creating demand for professionals who can interpret complex financial data and support responsible lending decisions.
What employers and industry want in graduates
- Strong analytical thinking
- Numerical and financial literacy
- Attention to detail
- Problem-solving skills
- Clear communication and report writing
- Ability to use data and financial analysis tools
AUT programmes
The above is a suggestion only and a starting point. You may need to meet other criteria or take additional steps to work in this career.
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This data is sourced from the Tertiary Education Commission through the Tahatū Career Navigator website (www.tahtu.govt.nz) and used under the CC BY 4.0 licence. Some of the information has been modified by AUT. TEC has not approved, endorsed or tested these modifications. TEC will not be held accountable for any errors within this data.